File Bankruptcy with Confidence

Get clear bankruptcy guidance for overwhelming debt, creditor pressure, foreclosure, and wage garnishment. We can help you understand your options and next steps.

30+ Years of
Experience

Debt Relief
Guidance

Free Consultations
Available

Client-Focused
Service

3 Regional
Offices

FIND YOUR SITUATION

What are you trying to do?

You don’t need to know the legal terms yet — start with what you’re actually dealing with.

CREDITOR HARASSMENT

Stop the calls and letters

End collection contact from creditors and debt collectors, immediately and legally.

STOP FORECLOSURE

Keep my home

Pause foreclosure proceedings and explore options to catch up or restructure your mortgage.

STOP WAGE GARNISHMENT

Keep my paycheck whole

Halt an active garnishment order and stop future ones from being filed.

CHAPTER 7

Clear medical or credit card debt

Eliminate qualifying unsecured debt and get a fresh financial start.

CHAPTER 13

Repay debt while keeping my assets

Set up a manageable repayment plan while protecting your home and car.

CHAPTER 11 / BUSINESS

Protect or restructure my business

Reorganize business debt or wind down operations with legal protection in place.

STUDENT DEBT RELIEF

Get relief from student loans

Explore where student loan debt may qualify for discharge or restructuring.

SMALL BUSINESS BANKRUPTCY

Protect or close my business

Address creditor pressure and business debt through restructuring, reorganization, or an orderly wind-down.

Put the Law on Your Side

We are The Pope Firm, a bankruptcy law firm with offices in Johnson City, Kingsport, and Elizabethton, serving clients throughout Tennessee. Led by attorney Charles Pope, who brings 30+ years of experience helping individuals and businesses find debt relief, we handle Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases, along with debt settlement, student loan debt, creditor harassment, foreclosure, wage garnishment, and repossession issues. We offer a free consultation with $0 money down, and you can reach us at 423-929-7673 to connect with the office nearest you.

Schedule Your Free Case Evaluation

Personal & Business Bankruptcy Services in Tennessee

For 30+ years, The Pope Firm has represented individuals, families, and business owners dealing with serious debt. Led by attorney Charles Pope, the firm handles personal and business bankruptcy matters, including Chapter 7, Chapter 13, and Chapter 11 bankruptcy. The firm also assists with foreclosure, wage garnishment, and student loan matters. With offices in Johnson City, Kingsport, and Elizabethton, The Pope Firm serves clients throughout East Tennessee.

Chapter 7, Chapter 13 & Chapter 11 Bankruptcy Options

Bankruptcy can provide different options depending on your income, debts, assets, and whether you are filing as an individual or a business. The Pope Firm helps clients understand Chapter 7 debt discharge, Chapter 13 repayment plans, and Chapter 11 business bankruptcy and reorganization. The firm also explains how Tennessee exemption laws may apply to property such as a home, vehicle, retirement savings, and certain business assets.

Talk to The Pope Firm About Your Options

The process starts with a free case evaluation to review your financial situation and discuss the bankruptcy options that may apply to you. If you decide to move forward, The Pope Firm explains each stage of the process, the documents you will need, and what to expect as your case progresses.

Contact The Pope Firm today to schedule a free bankruptcy case evaluation.

Why east tennessee trusts the pope firm

Numbers that speak for themselves

Years of practice

0 +

Clients Helped

0 +

Google Rating

0 ★

Client Testimonials

    
 
 
       Posted on Google  
   
   Paul Zanoni 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr. Pope handled my case with great care and understanding. Considering the dire situation I found myself in when I first contacted his firm, I did not feel embarrassed or ashamed at any point during our interaction. Stephanie did an outstanding job of helping me to organize all of my paperwork; she was not only efficient but was a joy to work with.
  
 
      Posted on Google  
   
   William garland 
 
 
 
 Trustindex verifies that the original source of the review is Google. Im so glad the pope firn was there to help me Through my legal A fires there is no Doubt i had the best legal team that i could Possibley i could ever have they are Truly the Best pepole you can ever work with with you in minde .try them out & see for  Yourself.
  
 
      Posted on Google  
   
   Mac 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing experience!  Especially considering the limited time to put everything together.  Definitely call the Pope Firm ASAP for  tax and personal debt legal counsel!  Thanks!
  
 
      Posted on Google  
   
   Jeanne Boyd 
 
 
 
 Trustindex verifies that the original source of the review is Google. Every easy to work with. Went over everything and allowed me to ask whatever questions I had. I recommend the Pope firm.
  
 
      Posted on Google  
   
   Mia Dykes 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very professional and knowledgeable, easy to work with and will do everything they can to make any experience easy.  I would would recommend the Pope Firm for any legal advice
  
 
      Posted on Google  
   
   Margaret Mullins 
 
 
 
 Trustindex verifies that the original source of the review is Google. Staff was courteous. Mr Pope took his time to explain things to me and my daughter, Amanda .
  
 
      Posted on Google  
   
   Dustin Overbey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience. Professional.
  
 
      Posted on Google  
   
   Amy Blevins 
 
 
 
 Trustindex verifies that the original source of the review is Google. They move fast and the process is easy
  
 
      Posted on Google  
   
   Diane Schuman 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was very smooth. They helped us with all our questions.
  
 
      Posted on Google  
   
   Phillip Morenings 
 
 
 
 Trustindex verifies that the original source of the review is Google. They are awesome to work with

Our Path to Legal Recovery

You do not have to be lost figuring out the complex federal court systems in East Tennessee. Our team provides a highly structured legal process designed to take the pressure off your shoulders and start working toward a fresh financial start.

Step 1

Review your complete local
financial profile

We analyze your outstanding liabilities, asset structures, and income sources during your consultation. Mapping out your specific financial situation allows our team to identify the legal protections that may be available for your property.

Step 2

File your formal federal court
protection

We execute and submit your customized legal paperwork directly to the federal bankruptcy court to activate an automatic stay. In most cases, the automatic stay requires creditors and collection agencies to pause lawsuits, garnishments, and collection calls while your case is pending.

Step 3

Secure your permanent
debt discharge order

Our team handles all courtroom negotiations and creditor meetings to guide your case toward a final resolution. If the court grants a discharge, qualifying debts are legally eliminated.

Watch Our Videos

FAQs

Q1. Will Bankruptcy Wipe Out All My Debts?

A: Bankruptcy can discharge many types of debt, but some obligations are not dischargeable. These may include certain taxes, support obligations, and some student loans.

Q2. Can I Keep My House and Car During a Bankruptcy Proceeding?

A: You may be able to keep your home, vehicle, and other property when applicable exemptions and bankruptcy requirements are met. Your assets, equity, and loan status all matter.

Q3. How Does Filing Bankruptcy Online Work?

A: Online bankruptcy lets you begin the process remotely by providing information and completing preliminary documents electronically. We use that information to review your circumstances and guide you through the required legal steps.

Q4. Will Bankruptcy Stop Creditors From Calling?

A: Filing bankruptcy generally triggers an automatic stay that prohibits most collection activity, including many creditor calls. Certain exceptions can apply.

Q5. Should I File Chapter 7 or Chapter 13?

A: Chapter 7 and Chapter 13 serve different purposes and have different eligibility requirements. We can review your income, debts, assets, and financial goals to explain which option may fit your circumstances.

File Bankruptcy with Confidence

30+ Years of Experience

Debt Relief Guidance

Free Consultations Available

Client-Focused Service

3 Regional Offices

FIND YOUR SITUATION

What are you trying to do?

CREDITOR HARASSMENT

STOP FORECLOSURE

STOP WAGE GARNISHMENT

CHAPTER 7

CHAPTER 13

CHAPTER 11 / BUSINESS

STUDENT DEBT RELIEF

SMALL BUSINESS BANKRUPTCY

Put the Law on Your Side

Schedule Your Free Case Evaluation

Personal & Business Bankruptcy Services in Tennessee

Chapter 7, Chapter 13 & Chapter 11 Bankruptcy Options

Talk to The Pope Firm About Your Options

Why east tennessee trusts the pope firm

Numbers that speak for themselves

Client Testimonials

Our Path to Legal Recovery

Step 1

Step 2

Step 3

Watch Our Videos

FAQs

Q1. Will Bankruptcy Wipe Out All My Debts?

Q2. Can I Keep My House and Car During a Bankruptcy Proceeding?

Q3. How Does Filing Bankruptcy Online Work?

Q4. Will Bankruptcy Stop Creditors From Calling?

Q5. Should I File Chapter 7 or Chapter 13?

Contact Us Today

Our Offices

Johnson City

Our Offices

Kingsport

Our Offices

Elizabethton

30+ Years of
Experience

Debt Relief
Guidance

Free Consultations
Available

Client-Focused
Service

3 Regional
Offices