Creditor Harassment in Tennessee – Stop Unlawful Behavior
If you owe a debt for any reason, you may experience harassment from creditors trying to collect from you. Have your creditors ever:
Threatened you with a court case, violence, or used foul language?
Come to your workplace or home?
Called you repeatedly or more than one day in a row?
If so, your creditor may be breaking the law. If a creditor harassing you, get in touch with our team today for a free consultation—stop the phone calls for good. Our goal is to help people end creditor harassment and find the financial resources they need to become debt-free, and we can help you too.
The Debt Collection Practices Act regulates how creditors can collect your debt. They may not utilize harassment to get their money. Tactics classified as harassment include:
Threaten to sue you over your debt
Placing multiple phone calls to your work and home
Contacting you in person
Coming into your place of work
Lying about their identity to scare you
Debt creditors also can’t make phone calls to your home or office before 8 AM, after 9 AM, or with clear intent to annoy you into paying, that includes calling more than one day in a row. Although it may seem like there is no way for you to get debt relief, you don’t have to take creditor harassment. Call The Pope Firm for a free consultation for debt or bankruptcy relief.
Stop Unlawful Debt Collection
One way to stop debt creditor harassment is to get an automatic stay. While a lawsuit is expensive and time-consuming, an automatic stay stops debt collectors quickly. However, you will need a qualified bankruptcy attorney to file an automatic stay in Tennessee.
Bankruptcy is another option to force a creditor to stop attempting to collect a debt from you. Once you file, the creditor, or creditors, if there is more than one, can’t take any more action against you. Bankruptcy relief in Tennessee allows you to work with a debt relief agency to lower your payments and work out a reasonable payment plan.
Hire a Fair Debt Collection Practices Attorney
At The Pope Firm, we help people get out from under the stress of collection agency debts in Tennessee. You don’t deserve to be harassed about your debt. There are limitations to how Tennessee collection agencies can treat you. Let our firm answer your questions and offer the assistance you need to get rid of debt collectors once and for all.
All harassment cases are unique. That’s why we offer a free consultation–you will get the chance to explore your options and find out what we can do for you in the process.
The information shared here should not be taken as legal advice and does not constitute an attorney-client relationship.