Mon–Fri: 9:00 AM – 5:00 PM
I-26 E/US-23 S → Johnson City (~11 mi, 15 min) Exit TN-400 → 404 E Watauga Ave
Chapter 7 eliminates unsecured debts, such as credit card and medical bills, allowing Attorney Charles Pope to protect your exempt property.
Chapter 11 lets Unicoi County businesses and high-income individuals reorganize.
Chapter 13 lets Unicoi wage earners repay debts over 3–5 years, curing mortgage arrears while keeping their home and property.
We guide Unicoi business owners through Chapter 7 liquidation or Chapter 11 reorganization to limit personal liability and settle debts.
Attorney Charles Pope negotiates with creditors to reduce balances and interest, structuring lump-sum or installment settlements without court filings.
Filing for bankruptcy triggers the Automatic Stay, a federal injunction that instantly halts collection calls, foreclosures, garnishments, repossessions, and lawsuits in Unicoi.
The Means Test compares your six-month household income to Tennessee's median, factoring deductions and expenses to determine Chapter 7 eligibility.
Eligibility depends on the entity structure and specific bankruptcy chapter. Sole proprietorships, partnerships, LLCs, and corporations operating in Unicoi County can file for business bankruptcy through in-person or online bankruptcy services. Qualifications depend on total debt load, asset values, income feasibility for restructuring plans, and compliance with federal filing guidelines.
Assessing how your household earnings measure up to compliance with Tennessee income thresholds is the crucial first step toward securing real debt protection, and most Unicoi County wage earners qualify for either Chapter 7 or Chapter 13 once that analysis is complete.
The Pope Firm walks you through the qualifying assessment that protects your home and paycheck:
If your earnings or property holdings put you above standard Chapter 7 limits, attorney Charles Pope can develop a Chapter 13 plan.
Most of the burdensome unsecured debt holding back Unicoi County families can be completely discharged under federal bankruptcy law, often within 3 to 6 months, without endangering your home or daily vehicle.
Debts our Unicoi clients eliminate most often with traditional and online bankruptcy filings are:
Tennessee bankruptcy exemptions allow filers to shield specific property from liquidation. Charles Pope identifies every statutory exemption that applies to your situation and files all required legal documentation to stop repossessions or wage garnishments before another paycheck is compromised.
Unicoi wage earners and homeowners benefit from powerful federal bankruptcy protections combined with Tennessee statutory property exemptions. Attorney Charles Pope works to shield your paycheck from creditor garnishments, stop judicial tax liens, and protect your home, vehicle, retirement accounts, and household belongings from liquidation while you work toward long-term financial stability.
Unicoi County bankruptcy matters are processed through the Eastern District of Tennessee Bankruptcy Court. Creditor meetings (341 meetings) and formal judicial hearings for local residents are typically held at the Federal Building and the United States Courthouse in nearby Greeneville, TN.
The Pope Firm can help you understand where your case is filed, what documents are required, and what to expect throughout the bankruptcy process.
Review Your Local Financial Profile
File Your Formal Bankruptcy Petition
Secure Your Debt Discharge Order
Attorney at Law | The Pope Firm | Tennessee Bar No. 015617
Charles Parks Pope is a business restructuring and bankruptcy attorney with 30+ years of experience helping companies and individuals across East Tennessee navigate financial challenges, both in and out of the courtroom.
Mr. Pope founded The Pope Firm with a focus on practical, results-driven counsel for businesses facing insolvency, reorganization, or complex debt situations. He works closely with business owners to evaluate all available options, from out-of-court workouts and debt restructuring to formal Chapter 11 reorganization, with the goal of preserving value, protecting assets, and positioning clients for a sustainable financial future.
Mr. Pope earned his B.A. from Rhodes College, an M.B.A. from the University of Tennessee, and his J.D. from the Cecil C. Humphreys School of Law at the University of Memphis. That combination of business training and legal experience helps him advise clients on the financial and strategic dimensions of restructuring, not just the legal ones.
Licensed in Tennessee since 1992, Mr. Pope also represents individual clients in Chapter 7 and Chapter 13 proceedings, creditor negotiations, and consumer debt relief matters. The Pope Firm maintains offices in Johnson City, Kingsport, and Elizabethton and is one of the largest bankruptcy filers in the Tri Cities.
