Tennessee CMI Calculator

Bankruptcy Means Test — Form 122A-1 / 122C-1 — with Pay Advice PDF Import (incl. OCR)

Filing & Household Information

Determines the 6-month lookback window.

Income Entry

✏️ Manual Entry

Enter total gross income received by source during the 6 full calendar months preceding the filing month. Exclude Social Security benefits.

Income SourceDebtor (6-mo total)Spouse (6-mo total)
Gross wages, salary, tips, overtime, retro pay
Business / self-employment / farm income (net)
Rental and other real property income (net)
Interest, dividends, royalties
Pension and retirement income
Unemployment compensation
Regular contributions from others (child/family support)
Other income
Do NOT include: Social Security benefits, payments to victims of war crimes or international terrorism. Spouse's income is included if filing jointly, or if the non-filing spouse's income contributes to household expenses.

Results

Lookback Window—
Total Gross Income (6-month lookback)—
Current Monthly Income (CMI) — total ÷ 6—
Annualized CMI (CMI × 12)—
Tennessee Median Income (household size —)—
Difference (Annualized CMI − Median)—
Income breakdown
Disclaimer: This tool is for informational estimation only and does not constitute legal or financial advice. Tennessee median income figures are from the U.S. Trustee Program (USTP) table for cases filed on or after April 1, 2026, and are updated periodically. CMI determination for Form 122A-1 (Chapter 7) or 122C-1 (Chapter 13) should be reviewed by a qualified bankruptcy attorney.