# The Pope Firm > The Pope Firm is a bankruptcy law firm in Johnson City, Tennessee serving the Tri-Cities area (Johnson City, Kingsport, Bristol). Led by attorney Charles Pope, the firm specializes in Chapter 7, Chapter 11, and Chapter 13 bankruptcy filings for individuals and small businesses in East Tennessee. Free consultations available. ## Core Services - [Chapter 7 Bankruptcy](https://www.thepopefirm.com/the-chapter-7-bankruptcy-process-a-step-by-step-guide/): Step-by-step guide to Chapter 7 liquidation bankruptcy for low-to-moderate income individuals with unsecured debts like medical bills and credit cards in Tennessee. - [Chapter 13 Bankruptcy](https://www.thepopefirm.com/chapter-7-vs-chapter-11-vs-chapter-13-bankruptcy/): Comparison of Chapter 7 vs Chapter 11 vs Chapter 13 bankruptcy options, including repayment plans for higher-income filers who want to keep assets. - [Chapter 11 Business Bankruptcy](https://www.thepopefirm.com/business-bankruptcy-options/): Business bankruptcy options including Chapter 7 liquidation, Chapter 11 reorganization, and Chapter 13 repayment plans for LLCs, partnerships, and corporations in Tennessee. - [Debt Settlement](https://www.thepopefirm.com/debt-settlement/): Debt settlement assistance as an alternative to bankruptcy, including creditor negotiation for medical bills, credit card debt, and other unsecured obligations. ## Bankruptcy Eligibility & Process - [The Means Test](https://www.thepopefirm.com/the-means-test/): How the Chapter 7 means test works in Tennessee, including household income thresholds, disposable income calculations, and state median income requirements. - [What Is the Chapter 7 Means Test?](https://www.thepopefirm.com/what-is-chapter-7-means-test/): Detailed explanation of Chapter 7 means test eligibility, income calculations, and what happens if you fail the means test. - [Qualify for Bankruptcy](https://www.thepopefirm.com/qualify-for-bankruptcy/): Overview of bankruptcy eligibility requirements, documentation needed, and the filing process in Tennessee federal bankruptcy courts. - [Automatic Stay](https://www.thepopefirm.com/automatic-stay/): How the automatic stay protects debtors from creditor collection, repossession, and foreclosure during the bankruptcy process. ## Foreclosure & Mortgage - [How Chapter 7 Affects Your Home and Mortgage](https://www.thepopefirm.com/how-chapter-7-bankruptcy-affects-your-home-and-mortgage/): How Chapter 7 and Chapter 13 bankruptcy impact mortgage payments, home foreclosure, and options for keeping your home. ## About & Locations - [About The Pope Firm](https://www.thepopefirm.com/meet-the-pope-firm/): Firm background, attorney qualifications, practice areas including debtor/creditor representation, commercial litigation, and bankruptcy trustee counsel. - [Homepage](https://www.thepopefirm.com/): Main landing page with overview of bankruptcy types, free consultation offer, and contact information. - [Kingsport Office](https://www.thepopefirm.com/kingsport-bankruptcy-attorney/): Bankruptcy attorney services for Kingsport, TN residents including Chapter 7, 11, and 13 filings. - [Bristol Office](https://www.thepopefirm.com/bristol-bankruptcy-attorney/): Bankruptcy attorney services for Bristol, TN residents. - [Gatlinburg Service Area](https://www.thepopefirm.com/gatlinburg-bankruptcy/): Bankruptcy services for Gatlinburg and Sevier County, TN. ## Contact - Phone: 423-929-7673 (Tri-Cities) - Fax: 423-282-2703 - Location: Johnson City, Tennessee - Free consultation available via website contact form